In Arnold v State Bank of South Australia [1992] FCA 554 the applicants sought to block a foreclosure on their farm, alleging that “… the mortgage involved the creation by the State Bank of a book-entry credit at no cost to itself.”, so the loan was unsupported by consideration. It was further contended that the Magna Carta guaranteed right to a home and livelihood, and that because judges swear an oath of office on the Bible it makes them subject to biblical law, including those biblical passages striking directly at usury.