Norman v Heers (Trustee) [2016] FCA 821

I don't think I'll comment on Norman v Heers (Trustee) [2016] FCA 821, it is either self explanatory or incomprehensible: "I am of sound mind, i.e. this affidavit and the facts herein are the product of knowledge and creative-expression by … Continue reading Norman v Heers (Trustee) [2016] FCA 821
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Finlayson v Indigenous Business Australia [2014] VSCA 95

In Finlayson v Indigenous Business Australia [2014] VSCA 95 the respondent had obtained a judgment for recovery of possession of land on the basis that the applicant had defaulted under the terms of his mortgage, and the applicant sought an … Continue reading Finlayson v Indigenous Business Australia [2014] VSCA 95
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

ACM Group Limited v McClymont [2014] FCCA 2581

In ACM Group Limited v McClymont [2014] FCCA 2581 the defendant argued that Westpac should account to him for the amount it received for the debt from the petitioning creditor because it was his signature on the credit contract that created … Continue reading ACM Group Limited v McClymont [2014] FCCA 2581
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

National Australia Bank Limited v Norman [2012] VSC 14

In National Australia Bank Limited v Norman [2012] VSC 14 the court noted: "The counterclaim was comprised of random, almost incomprehensible, statements, propositions, quotations, argument and references to other material that appeared to have been lifted from other documents and randomly … Continue reading National Australia Bank Limited v Norman [2012] VSC 14
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Shields v Cbfc Limited [1994] FCA 1311

In Shields v Cbfc Limited [1994] FCA 1311 the appellants alleged bias by the primary judge, denying that they were obliged to make payments on a rent contract because the alleged debt was “created by the respondent as a book entry … Continue reading Shields v Cbfc Limited [1994] FCA 1311
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Flynn v National Australia Bank [2009] WASCA 168

In Flynn v National Australia Bank [2009] WASCA 168 the applicant sought a stay of a foreclosure order, with a "series of propositions appearing under the heading 'Philosophical Argument,' the central tenet of which seems to be that the bank was … Continue reading Flynn v National Australia Bank [2009] WASCA 168
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Grey v Australia and New Zealand Banking Group Ltd [1993] FCA 54

In Grey v Australia and New Zealand Banking Group Ltd [1993] FCA 54 the plaintiffs claimed that the loan was created by “book-entry credit” and is therefore false, misleading, and should not be enforced, and insisted if the bank was "entitled … Continue reading Grey v Australia and New Zealand Banking Group Ltd [1993] FCA 54
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Re Warner v Elders Rural Finance Limited [1992] FCA 473

In Re Warner v Elders Rural Finance Limited [1992] FCA 473 the applicants sought to invalidate a mortgage alleging that all the bank had offered was a “book-entry credit created at no cost” and therefore the bank was engaging in deceptive … Continue reading Re Warner v Elders Rural Finance Limited [1992] FCA 473
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Estate of Napier v National Australia Bank Ltd [1992] FCA 167

In Estate of Napier v National Australia Bank Ltd [1992] FCA 167 the executor argued the loan was “... merely accounting items entered in account books”, did not constitute valuable consideration, relying on a text by Laurence Hoins titled “How to … Continue reading Estate of Napier v National Australia Bank Ltd [1992] FCA 167
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Fisher v Westpac Banking Corporation [1992] FCA 390

In Fisher v Westpac Banking Corporation [1992] FCA 390, the plaintiffs alleged a misleading and deceptive, criminal conspiracy by all the bank to strip them of their assets, purporting "book entries which did not represent the commitment of "legal tender", referring … Continue reading Fisher v Westpac Banking Corporation [1992] FCA 390
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Arnold v State Bank of South Australia [1992] FCA 554

In Arnold v State Bank of South Australia [1992] FCA 554 the applicants sought to block a foreclosure on their farm, alleging that “... the mortgage involved the creation by the State Bank of a book-entry credit at no cost to itself.”, … Continue reading Arnold v State Bank of South Australia [1992] FCA 554
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Brian Charles Fyffe

Herald Sun: "Farmer plans own kingdom": In Fyffe v State of Victoria [1999] VSCA 196 the applicant, who was renting a property through the Ministry for Conservation, Forests and Lands, claimed to have seceded the property from the State of … Continue reading Brian Charles Fyffe
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Pavlomanolakos v National Australia Bank [1993] FCA 29

In Pavlomanolakos v National Australia Bank [1993] FCA 29, the applicant filed a document entitled "Notice of Constitutional Matters" claiming that "the creation of book-entry credits by Banks and other financial institutions" was unconstitutional, that a mortgage should not be enforced … Continue reading Pavlomanolakos v National Australia Bank [1993] FCA 29
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

National Australia Bank v Walter [2004] VSC 36

In National Australia Bank v Walter [2004] VSC 36 the applicants raised a number of unorthodox arguments, including entitlement to trial by jury under Magna Carta, contended that the Constitution Act 1975 (Vic) is invalid on the ground that there … Continue reading National Australia Bank v Walter [2004] VSC 36
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Smart v Australia & New Zealand Banking Group Ltd [2002] VSCA 111

In Smart v Australia & New Zealand Banking Group Ltd [2002] VSCA 111 the appellant resisted a mortgage foreclosure, firstly insisting on a right to trial by jury under the Magna Carta, and further contending that no moneys were lent, … Continue reading Smart v Australia & New Zealand Banking Group Ltd [2002] VSCA 111
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

National Australia Bank Limited v McFarlane [2002] VSC 116

In National Australia Bank Limited v McFarlane [2002] VSC 116 the defendant resisted a mortgage foreclosure, contending that there was no lawful consideration given for the mortgages as the Bank did not advance the money claimed but merely created a book … Continue reading National Australia Bank Limited v McFarlane [2002] VSC 116
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Loans are Book-entry Credits

The US "Modern Money Mechanics, the Credit River decisions, and Australian “How to screw your bank” by Laurence F. Hoins. The following is an analysis of the Credit River decisions in the US by Forrest J. in Permanent Custodians Ltd … Continue reading Loans are Book-entry Credits
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

St George Bank v Hammer (No 2) [2015] NSWSC 953

The defendant applied to have a foreclosure proceeding transferred to Federal Court, but the application for an adjournment was rejected in St. George Bank v Hammer [2015] NSWSC 957. After a transfer under the Financial Sector (Business Transfer and Group … Continue reading St George Bank v Hammer (No 2) [2015] NSWSC 953
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Mike Palmer

Mike Palmer operates Know Your Rights Group and Aussie Speeding Fines, both websites promote many OPCA concepts and sells booklets of the same titles. Like the multi-level marketing strategies employed by the Institute of Taxation Research, Mike Palmer actively employs an … Continue reading Mike Palmer
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Szita v Capital Finance Australia Limited (2004) FCA 477

In Szita v Capital Finance Australia Limited (2004) FCA 477, the appellant claimed that by sending to Capital a document call a “certified promissory note” specifying an amount of $116,375.95, he had discharged any liability to Capital. The Court concluded that … Continue reading Szita v Capital Finance Australia Limited (2004) FCA 477
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Bendigo and Adelaide Bank Limited v Grahame [2020] VSC 86

In Bendigo and Adelaide Bank Limited v Grahame [2020] VSC 86, the defendant sought to draw a legal distinction between herself (whom she refers to as the living person, ‘Heather Jean Grahame’ on the one hand, and the named defendant in … Continue reading Bendigo and Adelaide Bank Limited v Grahame [2020] VSC 86
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Ennis v Credit Union Australia [2016] FCCA 1705

Ennis v Credit Union Australia [2016] FCCA 1705 "The argument described in the material is an “Organised Pseudolegal Commercial Argument” and there are, as the respondents submissions point out, a number of hallmarks to that type of approach which are … Continue reading Ennis v Credit Union Australia [2016] FCCA 1705
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Lion Finance Pty Ltd v Johnston [2018] FCCA 2745

Lion Finance Pty Ltd v Johnston [2018] FCCA 2745 "Having read the applicant's (Johnston) material I formed the view that the applicant (Johnston) was seeking to avoid payment of her debt by engaging in an argument which has found some … Continue reading Lion Finance Pty Ltd v Johnston [2018] FCCA 2745
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Making money out of thin air

OPCA litigants have employed a number of what may be called "money for nothing" schemes that purport to provide a mechanism by which the OPCA litigant can obtain unconventional benefits. These are the proverbial caves of hidden treasure. OPCA gurus … Continue reading Making money out of thin air
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.

Danny Maksacheff

Danny Maksacheff is an OPCA litigant in New South Wales, who was influenced by a number of people such as Glenn Bowley, Romley Stewart Stover and Rodney Culleton, to pursue the course of action against the bank. Among the various OPCA … Continue reading Danny Maksacheff
To access the encyclopedia content, please renew your Annual Membership. If you are already a member, Log in here to be redirected back to this page. Alternatively, documents are available on the homepage.